High-yield checking? Sign me up…

Free checks, free online bill paying, and no ATM fees…no wonder Kiplinger’s Personal Finance called the Schwab Bank High-Yield Investor Checking account the “best checking account” two years in a row!

I’m all about finding free stuff…free samples, buy-one-get-one-free deals, even free trial gym memberships (bathing suit season is fast approaching!) But a free checking account is the holy grail of ways to save money when it comes to banks. Who wants to pay banks for the privilege of writing checks, using ATMs, or even transferring money between accounts? Not me, that’s for sure!

With Schwab’s High Yield Investor Checking account, not only do you save money you might otherwise spend on fees, you actually earn money as well (currently 0.25 percent APY). Sweet!

So what’s the catch? None! Here’s what you’re guaranteed:

• No minimum balance requirements.

• No monthly service charges.

• No ATM fees. (Schwab Bank will even refund any fees that other banks or financial institutions charge you when you use their ATMs worldwide!)

• Free standard checks.

• Free online bill pay.

• Competitive interest rate.

• FDIC insured.

Your checking account comes with a free Visa Platinum Check Card, which you can use anyplace that accepts Visa. The card is secure, which means that…

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